Are one-year certificates gone for good? Not yet

One-year savings certificates are fading away as banks reposition for lower rates.

Competition has moved to three-year certificates: raised its three-year fixed-rate certificate

Filling the gap left by vanishing one-year certificates: fixed 17.75% over 18 months

The disappearance of annual certificates “doesn’t reflect a structural shift in banks’ strategy

Why banks favor longer tenors: AASTMT

High-yield one-year certificates were never part of the traditional structure

Is this a savings gap?

T he CBE held rates steady for a third straight meeting last week 14.3% y-o-y in June

Could one-year certificates come back?