Get Your Free Portfolio

Answer seven questions about how you handle risk. You get your investor profile and a model portfolio — how much cash, fixed income and equities suit you — plus the Egyptian fund categories that fit it. Free, and nothing to sign up for.

  • Takes about 2 minutes
  • 7 quick questions
  • Based on Modern Portfolio Theory

How this assessment is scored

The result is deterministic: the same answers always produce the same profile. There is no model, no forecast and no judgement about you beyond the arithmetic below.

The scoring

Each of the 7 questions is worth 1 to 4 points, so a completed assessment totals between 7 and 28. That total falls into one of five contiguous bands, and the band is the profile. Nothing else is weighted, and no answer is worth more than any other.

The five profiles

Allocations are a model starting point expressed in percentages that always sum to 100. They describe the shape of a portfolio for that profile — they are not a recommendation to buy anything.

Very Conservative

Score band 7–11

Capital preservation comes first. You prefer stable, predictable value over growth, and even small losses feel uncomfortable. A portfolio dominated by money-market instruments and fixed income keeps volatility to a minimum while still earning a modest return.

Model allocation
Cash / money market 20% · Fixed income 70% · Equities 10%
Expected volatility
Very low (roughly 2–4% a year)
Typical horizon
Under 2 years

Fund categories that fit this profile: Money Market Funds، Fixed Income Funds

Conservative

Score band 12–15

You want your money to grow ahead of inflation, but with strong downside protection. Most of the portfolio sits in income-generating assets, while a measured slice of equities adds long-term growth without dramatic swings.

Model allocation
Cash / money market 15% · Fixed income 55% · Equities 30%
Expected volatility
Low (roughly 4–7% a year)
Typical horizon
2–4 years

Fund categories that fit this profile: Money Market Funds، Fixed Income Funds، Balanced Funds

Balanced

Score band 16–19

You accept meaningful ups and downs in exchange for meaningful growth. A near-even split between growth and income assets aims to capture most of the equity market’s upside while cushioning the falls.

Model allocation
Cash / money market 10% · Fixed income 40% · Equities 50%
Expected volatility
Moderate (roughly 8–12% a year)
Typical horizon
4–7 years

Fund categories that fit this profile: Balanced Funds، Equity Funds، Fixed Income Funds

Growth

Score band 20–23

Long-term growth is the priority, and you can stomach sharp drawdowns along the way. Equities drive the portfolio, with a fixed-income buffer that softens the worst of the market’s swings.

Model allocation
Cash / money market 5% · Fixed income 25% · Equities 70%
Expected volatility
High (roughly 12–18% a year)
Typical horizon
7–10 years

Fund categories that fit this profile: Equity Funds، Gold Funds، Balanced Funds

Aggressive

Score band 24–28

You aim for maximum long-term returns and treat downturns as buying opportunities. The portfolio is almost fully invested in equities, so large temporary losses are expected — and tolerated — on the way to higher expected growth.

Model allocation
Cash / money market 5% · Fixed income 10% · Equities 85%
Expected volatility
Very high (can exceed 18% a year)
Typical horizon
10+ years

Fund categories that fit this profile: Equity Funds، Gold Funds، Balanced Funds

What this tool does not do

  • It does not know your income, debts, dependants, tax position or existing holdings, so it cannot tell you what to buy.
  • It does not measure your capacity to absorb a loss — only your stated willingness to accept one. Those are different, and the gap between them is where most investing mistakes happen.
  • The volatility ranges shown are the profile’s expected behaviour, not a cap. A portfolio can and does fall further than its expected range in a bad year.

This is a free educational tool. It is not investment advice, not a recommendation to buy or sell any security or fund, and it does not account for your personal circumstances. Past performance does not guarantee future results.